Insurance Info

We gladly accept the insurance plans listed below.  If your plan is not listed, please call us today as we are always adding new insurance plans.

As a courtesy to our patients, we will verify your health benefits prior to your arrival to determine if there will be a copay, deductible, or coinsurance for therapy services.

For those patients who do not have health insurance or those who have maxed out their benefits, we offer a private pay plan.  Please contact us today for more information on our fees for service and payment details.

Disclaimer: While this is an extensive list, health plans do change regularly without prior notification. We recommend that you verify with your health plan what physical therapy benefits you have available.

Insurances We Accept

  • No-Fault Carriers
  • HMSA Plans
  • Aetna
  • Workers Compensation Carriers
  • BCBS plans
  • Cigna
  • Medicare
  • UHA
  • Humana
  • United HealthCare
  • HMAA
  • Kaiser
  • Veterans Administration
  • Alohacare
  • Ohana (Wellcare)
  • Tricare
  • HMA


Some of these plans require the patient to pay a percentage and copayment plus tax, and/or an annual deductible.  All calculations are estimates only, and may be subject to change when claims are processed by insurance companies.

Some Aetna, Blue Cross, Private Insurance, and Personal Injury Claims are paid directly to the patient.   Payment to Mana PT for these types of coverage must be made at the time of treatment by the patient.  We will be glad to file a claim for you if the information provided is complete and accurate.  It is your responsibility to know your insurance plan coverage.  Mana PT is not responsible for controverted Workers Compensation claims or No-Fault benefits being exhausted.  The patient will be responsible for any denied insurance claim and any outstanding charges on their account.  We will file only one claim per billing period.  If you find out that Mana PT services are covered under another insurance while you are an active patient, Mana PT will bill the insurance for you, and services you paid for will be reimbursed to you after the insurance company renders payment.  We will not file a claim if you have been discharged for 3 months, and insurance coverage was pending or not active while a patient at Mana PT.

Payment Procedures

In order to keep office expenses down and patient costs down, we ask that all Private Pay patients pay at the time of each visit.  If your check is returned, a $15.00 fee will be charged to you.  In the event your insurance company denies responsibility for payment, you will become responsible for payment of the balance in full.

If you have secured an attorney regarding a personal injury settlement, payment of medical fees may be tied up in litigation for many months – even years.  We are unable to take assignment in these cases and payment will be required at the time of the visit.

A monthly finance charge of 1.5% will be added to your balance after 60 days from the billing date. 


If you have any questions regarding our financial policy, please discuss them with us. Thank you!

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